Optim Professional
A focused suite of production-grade mathematical and statistical tools for the actuarial, reinsurance and enterprise risk management professions. Each application translates rigorous quantitative methods into actionable outputs — built to the standards of the industry that uses them.
Application Modules
Actuarial Applications
Life, non-life reserving, pricing and valuation models
Mortality and survival models, life insurance pricing, pension and annuity valuation, IBNR loss reserving, credibility theory and ruin probability — grounded in the mathematical framework of the actuarial profession.
Reinsurance Applications
Treaty structures, pricing and catastrophe modelling
Quota-share, surplus and excess-of-loss treaty analysis, burning cost and exposure rating pricing, CAT exceedance probability curves, optimal retention selection and multi-year performance attribution.
ERM Applications
Enterprise Risk Management and capital modelling
Risk identification and heat-mapping, VaR and TVaR capital models, copula-based risk aggregation, stress testing, Solvency II / ORSA frameworks and economic capital optimisation for organisations.
About These Modules
Each Professional Application module is built on the same underlying mathematical engine as the Research tools, but structured around domain-specific workflows and professional standards — from the SOA/CAS actuarial framework to EIOPA Solvency II guidelines and COSO ERM principles. Tools follow a consistent lifecycle: data input, model calibration, sensitivity analysis, and export-ready reports.
Optim LAB
Statistics, ML, data preparation and the Optim 1.1 concept AI — fully live and ready to use.